The Oasis no more: Garland at Lakeland smokehouse to open ‘winterish’ – Lakewood/East Dallas

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2. Research Your Choices: If you have little or no credit history, your choices for loans or credit cards may be limited, says Montanaro. However, retail or gas cards, and loans secured by property, such as furniture or a car, may be easy to get. Montanaro also suggests asking someone with good credit to co-sign on a low-limit credit card with you.

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